Life insurance can be one part of a family’s financial protection plan. Learn about common coverage types, ask questions and consider what may fit your needs.
Term life insurance is generally designed to provide coverage for a specified period, subject to the terms of the policy. A conversation can help you understand how duration, cost, needs and policy conditions factor into comparing options.
Permanent life insurance
Permanent life insurance is designed for coverage that may continue for a longer period, subject to policy terms, premiums and other conditions. Features and costs vary by policy; make sure you understand them before making a decision.
Questions worth discussing
What financial responsibilities would you want a plan to address?
How long might your family need financial protection?
What costs, exclusions, underwriting requirements or policy conditions should you understand?
How could coverage fit alongside your broader financial priorities?
Coverage availability, eligibility, terms and costs vary. A policy is subject to its contract and insurer approval. No particular coverage or outcome is guaranteed.
